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Payroll Protection Program

The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program (PPP), the initiative provides 100% federally guaranteed loans to small businesses. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward. Small businesses and self-employed individuals need to learn more about the program. Read our guide to learn if your business eligible, gather the documents you will need, and access the application form. Be sure to check Federal guidelines for updates.

Need Additional Guidance?

A Financial Consultant is available to walk you through your options. Financial coaching is available for 30 days. Or, an EAP Counselor is available to discuss any anxiety or stress you may be experiencing. If you would like to connect with a Financial Consultant or EAP Counselor, scroll to the bottom of this page to Phone, Chat or Email.

Top Three Things to Do

How do I apply?

Find an Eligible Lender

Fill Out the Application Form

Additional Resources

About the New Stimulus Bill for Small Employers

How to Calculate Loan Amounts

Leveraging SBA Loans to Protect Employee Paychecks (video)

Coronavirus Aid Relief & Economic Security Act

Treasury Department Payroll Protection Program

Senate’s Guide to the CARES Act
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